Terms of Use — Andre Britt Jr

Last Updated: January 1, 2026

1. Acceptance of Terms

By accessing or using the website and services provided by Andre Britt Jr ("Company," "we," "our," or "us"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use our website or services.

2. Services Description

Andre Britt Jr provides a platform that connects consumers with licensed insurance professionals and provides information about health insurance options. We are not an insurance carrier and do not underwrite, issue, or sell insurance policies directly. Our services include:

Providing information about health insurance coverage options
Connecting consumers with licensed insurance agents and brokers
Facilitating quote requests and comparisons
Educational resources about health insurance

3. No Professional Advice

The information provided on this website is for general informational purposes only and does not constitute professional insurance, legal, tax, or financial advice. Insurance decisions should be made after consulting with a licensed professional who can evaluate your specific circumstances.

4. User Responsibilities

By using our services, you agree to:

Provide accurate, current, and complete information when submitting forms or requests
Maintain the confidentiality of any account credentials
Use the website and services only for lawful purposes
Not impersonate any person or entity or misrepresent your affiliation
Not attempt to gain unauthorized access to our systems or networks

5. SMS and Electronic Communications

If you provide consent to receive SMS/text messages:

You agree to receive marketing and informational messages at the phone number provided
Message frequency varies; message and data rates may apply
You may opt-out at any time by replying STOP
For help, reply HELP or contact us at +1 (828) 446-2410
Your consent is not required as a condition of using our services

By providing your email address or phone number, you consent to receive communications from us electronically, and agree that such communications satisfy any legal requirement for written notice.

6. Intellectual Property

All content on this website, including text, graphics, logos, images, software, and design elements, is the property of Andre Britt Jr or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.

7. Third-Party Links and Services

Our website may contain links to third-party websites or services. We are not responsible for the content, accuracy, or practices of these third parties. Your interactions with third-party providers, including insurance carriers and agents, are governed by their respective terms and policies.

8. Disclaimer of Warranties

THE WEBSITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not guarantee that:

The website will be uninterrupted, secure, or error-free
Information provided is accurate, complete, or current
You will qualify for any particular insurance product or rate
Any specific outcome will result from using our services

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ANDRE BRITT JR AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR GOODWILL, ARISING FROM YOUR USE OF OR INABILITY TO USE THE WEBSITE OR SERVICES.

Our total liability to you for any claims arising from these Terms or your use of the services shall not exceed the greater of $100 or the amount you paid to us in the 12 months preceding the claim.

10. Indemnification

You agree to indemnify, defend, and hold harmless Andre Britt Jr and its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising from:

Your use of the website or services
Your violation of these Terms
Your violation of any third-party rights
Any inaccurate or incomplete information you provide

11. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the state in which Andre Britt Jr is headquartered, without regard to conflict of law principles. Any dispute arising from these Terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, and judgment on the award may be entered in any court having jurisdiction.

12. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to the website. The "Last Updated" date above indicates when revisions were made. Your continued use of the website after changes constitutes acceptance of the modified Terms.

13. Termination

We reserve the right to terminate or suspend your access to the website and services at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to us, other users, or third parties.

14. Insurance Licensing Disclosure

Insurance products and services are provided by licensed insurance agents and brokers. Not all products or coverage options are available in all states. Coverage availability, terms, and rates are determined by the insurance carrier and subject to underwriting guidelines.

15. Contact Information

If you have questions about these Terms of Use, please contact us at:

Andre Britt Jr
10626 Shady Preserve Dr, Riverview, FL 33579
Phone: +1 (828) 446-2410
Email: support@andrebrittjr.com